The summer is almost over and if you haven’t had a summer holiday this year, you will probably not have much time left before the children are back at school. One other option is to consider a winter break. This gives everyone in the family the opportunity to try something new and enjoy a different type of holiday.

There are many winter holiday destinations where you can try activities like skiing and snowboarding. Make sure you get some professional tuition if you don’t know how to ski – it can end up being a very costly holiday if somebody has to go into hospital with a broken leg! You may also want to take some lessons before you go away on holiday.

Make sure you have the right insurance. Standard insurance policies won’t usually cover you for adventurous winter holiday activities. You need to be fully covered before you go away.